Converge Gateway CVV2 & AVS Response Codes
Transaction Errors; What Do These Codes Mean & How to Fix Them?
CVV2 Response Codes
Code | Explanation |
M | CVV2 Match |
N | CVV2 No Match |
P | Not Processed |
S | Issuer indicated that CVV2 data should be present on the card, but the merchant has indicated that the CVV2 data is not present on the card |
U | Issuer has not certified for CVV2 or Issuer has not provided Visa with the CVV2 encryption Keys |
AVS Response Codes
Code | Explanation |
A | Address matches – ZIP Code does not |
B | Street address match – Postal code in wrong format. (International issuer) |
C | Street address and Postal code in wrong format |
D | Street address and Postal code match (International issuer) |
E | AVS Error |
F | Address does compare and 5-digit ZIP code does compare (UK only) |
G | Service not supported by non-US issuer |
I | Address information not verified by international issuer |
M | Street address and Postal code match (International issuer) |
N | No match on street address or ZIP code |
O | No response sent |
P | Postal codes match – Street address not verified due to incompatible formats |
R | Retry – System is unavailable or timed out |
S | Service not supported by issuer |
U | Address information is unavailable |
W | 9-digit ZIP code matches – Street address does not |
X | Exact match |
Y | Address and 5-digit ZIP code match |
Z | 5-digit ZIP matches – Street address does not |
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